BBC on EVP

I recently listened to a BBC Radio show called Out of the Ordinary; thanks to my friend and fellow researcher Don Philips for bringing this to my attention. You can listen to it here for a limited period of time, see: http://www.bbc.co.uk/programmes/b01rg1gh. (If a more permanent recording becomes available I will post a link to it here.) It is just one episode of a long running series. I don't often do a "Disgusted- Tunbridge Wells", but I felt I had to this time:

Dear BBC

I must say I was rather dismayed by your Radio 4 programme Out of the Ordinary (23rd Sept 16:00). This 28 minute documentary was advertised as a "report on the world of electronic voice phenomena- EVP", yet it failed to give the listener a complete and honest profile of the subject. It focused exclusively on the weakest cases and most notorious fakes, and it addressed the criticisms of EVP research without exploring more recent and relevant counter claims.

The programme brought up the two conventional explanations for electronic voice phenomena.

1: EVP sounds are just random noise that is interpreted by the human brain as recognizable through a process called apophenia or audio pareidolia- the tendency of our senses to perceive organized patterns where there are none.

2: EVP voices actually come from radio signals that are added through interference to the recording when the microphone circuits inadvertently act as an aerial.

Just a brief amount of research into the subject of EVP will show you that many modern EVP researchers now control for the second explanation. They have placed their recorders inside a Faraday cage- a container that creates a radio vacuum inside it, and still obtain these mysterious voices; thereby ruling out explanation 2. There are even some who have recorded sounds deep underwater. Explanation 1 sounds reasonable, on the one hand, but any EVP investigator experienced in addressing the detractors of their research will know that it contains a logical fallacy. It's a question that you might think is easy to answer; a voice is obviously a voice, and white noise is obviously white noise, isn't it? Yes it is, if you have proof that what you're hearing is a voice, in that there is a known person involved whom you're positive recorded it, but what if there isn't? What evidence do you have to go on if you come across what sounds distinctly like a voice, but it is totally anonymous? If you decide that it is indeed a person speaking then how do you make that judgement? If you think about it, the answer must be somehow to quantify the resemblance the sound has to the real human voice that it supposedly represents. To use a visual analogy: if you came across what looked like a painting of Mother Teresa on a wall, and it was totally anonymous, then you'd have to ask yourself how closely the painted image resembles the real Mother Teresa. To do that scientifically you'd have to invent a practical mechanism with some kind of scale. Once that was designed there would have to be a discussion about what "level of closeness" would become the universally agreed cut-off point between what was to be considered a random pattern and an artificial image. This so far has never been done and therefore pareidolia, audio or otherwise, or apophenia, has become something of a trump card for skeptics, an unfalsifiable wreaking ball they can deploy at will. After all, if I wanted to be a truly obsessive curmudgeon I could claim that the Sistine Chapel frescoes are just random patterns. Michelangelo just got in a temper one day and kicked some cans of paint around the room; what resulted is a completely haphazard splash of flying paint drops and if you see any recognizable shapes there of cherubs, naked angels and hands of God, then I'm afraid it's just your brain interpreting those splashes as organized imagery when there is none in fact there. If you think what I've said is ridiculous then you need to enter into this discussion to define exactly where we draw the line between the random and the intentional, otherwise I'm entitled to use that argument as heedlessly as skeptics do. One man, Mark J Carlotto, has attempted to clear the question up by writing some computer software that "measures artificiality", but this is not a task to be undertaken by any one individual; there has to be a consensus formed so that any future discoveries of this nature can be calculated precisely and the studies can then skip over that tedious hurdle. What applies to the visual sense applies to EVP too. It is very important when it comes to analyzing evidence collected for the electronic voice phenomenon; when is what sounds like a voice a real voice, and when is it just us mistaking white noise for a voice? You see, if I wanted to I could claim that your radio show was just random noise that my brain interpreted as the programme Out of the Ordinary, and I'm currently writing in to the BBC to complain about a delusion.

I hope in future programmes on the subject of EVP you will explore further in terms of background research and talk to some of the dedicated paranormal investigators who are very well aware of the issues you raised in Out of the Ordinary, so much so that this programme came across as very dated as well as misleading.

Kind regards

Ben Emlyn-Jones.

I'll let you know if I get a reply. I'm even willing to act as a consultant if they like; I won't charge a fee if they agree. I'll just put them in touch with Don Philips, Steve Mera, Brian Allan or one of the other paranormal researchers I know who can help them make a programme that would lick Out of the Ordinary hollow.

See here for further information: http://hpanwo-radio.blogspot.co.uk/2014/03/programme-79-podcast-trystan-swale.html.

And: http://hpanwo-voice.blogspot.co.uk/2014/10/don-philips-and-steve-mera-hangout.html.

And: http://hpanwo-radio.blogspot.co.uk/2014/02/programme-76-podcast-don-philips.html.

Has Nvidia Proved the Moon Landings True?

The electronics company Nvidia have recently become well-known for their dabbling into esoteric matters, in fact they launched a viral marketing campaign for their Tegra K1 mobile chip with a crop circle, see: http://hpanwo-voice.blogspot.co.uk/2014/01/crop-circle-in-california.html. Maybe this wheeze piqued their interest and they began exploring other related subjects, which maybe is what led them to their latest venture- an attempt to debunk the "moon hoax theory". That term actually covers a wide range of theories from the notion that no human being from Earth has ever travelled beyond low Earth orbit by any means whatsoever, to speculation about the secret space programme and how the massive public relations operation surrounding NASA, the Soviet Union and the space race influenced the way we the people were told about man's exploration of the heavens. Most sceptics- with a c, of the Apollo missions fall into the first camp, that no man has ever walked on the moon and that the moon landing footage and other data were faked, filmed secretly in a film studio on Earth somewhere. I'm more a supporter of the second camp, even though I agree that the photos and TV record were faked. I personally don't doubt that men have walked on the moon, in fact I expect humans from Earth have been going there for a long time and they still travel there regularly today, and much further afield too for that matter. What I question is whether the moon was first explored at the time, and using the methods and personnel, that history tells us it was.

This moon landing project by Nvidia is essentially another marketing campaign. They've analyzed one of the first and most famous photographs allegedly taken on the moon using their new Maxwell hardware and Voxel Global Illumination system which is very good at creating realistic lighting effects for computer generated graphics. Graphics designers at Nvidia have fashioned a virtual reproduction of the photograph of Buzz Aldrin climbing down the ladder from the Apollo 11 Lunar Module to step onto the surface of the moon. This had to factor in the geography of the location, the materials and properties of the hull of the spacecraft, the astronauts' space suits and the various pieces of equipment in the scene. The designers also had to recreate the lighting effects. They then rendered what they claim is an electronic facsimile of the photograph, their point being that it explains all the lighting effects that we "conspiracy theorists" say is artificial studio lighting from multiple angles, as nothing more than sunlight, therefore the original 1969 photo must be real, see: https://www.youtube.com/watch?v=O9y_AVYMEUs. It took them a while though; at first the picture still wasn't correctly lit even taking into account their estimates of the light reflection off the surrounding moonscape. It then struck them that they'd failed to take into account the sunlight shining off the photographer Neil Armstrong's white spacesuit. After that had been added to the render it looked exactly like the original Apollo 11 photo. However, there are some problems with that bold statement. The facsimile does not look exactly like the photo. To begin with, Nvidia haven't reproduced the lighting effects around the porch of the LM. The reason for this could be because these effects are extremely incriminating. You can clearly see the sharp line of a shadow on the roof of the porch indicating a major nearby light source behind and to the left. They also haven't addressed the work of Dr David Groves and his detection of another light directly to the right of the photographer, see: http://www.aulis.com/nasa4.htm. The presence of a secondary light source is even more apparent in other images taken at the same scene, not least Buzz Aldrin climbing out of the LM cabin in which Neil Armstrong is standing at the base of the LM ladder where he is in the shade himself and so cannot be nominated as the human reflector board for the Nvidia facsimile as the graphic design team claim. In fact even if he were standing in the sun his relative size in relation to the photographic object would not have reflected enough light to produce the right effect. This point was not lost on moon hoax researcher Jarrah White, as well as many others. He's produced a new video tackling Nvidia's answer to what many are calling "the crazy lunar conspiracy believers", which includes me of course, see: https://www.youtube.com/watch?v=lIFBz2t3Ov0. In this video Jarrah points out that Nvidia have not accurately gauged the albedo, the proportion of sunlight reflected by the lunar surface. Many people, including Jarrah himself, have attempted to recreate this photographic scene physically, using a surface with the same albedo as the moon's, and they cannot copy the lighting effects we see in the photo. Nor can the two Russians who repeated the initially very misleading experiment done by the TV series Mythbusters; I've criticized that programme myself, see background links below. It looks like Mythbusters made the same error as Nvidia, albeit not in the Photoshop world, misjudging exactly how little light is reflected by the moon's surface. Of course the moon appears very reflective to us on Earth, it looks very bright indeed when full in a night sky, but its average albedo is only 7 to 12 %. Apollo 11 also landed on one of the maria regions of the moon which are the dark patches on the lunar disk that you can see from Earth with the naked eye, so the albedo of the area around the landing site would probably be below that lunar average. The recent missions to the moon by China support that, although Jarrah claims that the Chinese space agency has been tampering with its visual images too, maybe to boost NASA's official story of Apollo. The older Soviet moon missions, which predate Apollo, seem to have more realistic photographic effects. What Nvidia has done is not only fail to dispel some people's very appropriate, sensible and rational concerns about the Apollo moon landings, but they've reignited the entire dispute for an entire new generation. It's a trick that has backfired badly, even if it does boost sales of the Maxwell and VXGI system.
See here for Mary Bennett's article on Nvidia: http://www.aulis.com/nvidia.htm.

See here for background: http://hpanwo.blogspot.co.uk/2014/03/megan-whewell-at-oxford-sitp.html.

And: http://hpanwo-voice.blogspot.co.uk/2012/10/moon-landing-sites-protected.html.

And: http://hpanwo-voice.blogspot.co.uk/2012/07/marcus-allen-at-bis-update.html.

And: http://hpanwo-voice.blogspot.co.uk/2013/12/moonfaker-channel-deleted.html.

McCann's "Twitter Troll" found Dead

A woman who had purportedly being harassing the parents of the missing child Madeleine McCann has been found dead in a hotel room at Grove Park near Leicester. No details of Twitter user Brenda Leyland's death have been released except that the police claim there are "no suspicious circumstances", see: http://www.bbc.co.uk/news/uk-england-leicestershire-29501646. In the attached BBC Radio interview psychologist Dr Arthur Cassidy doesn't think Ms Leyland had the psychological profile of most internet trolls. I'm not familiar with the content of Ms Leyland's Tweets, but I don't assume that when they say "targeting internet abuse" etc, it means that literally. Remember Chris Spivey was arrested in his home in front of his children and baby granddaughter for "harassment" which just involved writing blog articles, see: http://hpanwo-voice.blogspot.co.uk/2014/08/chris-spivey-arrest-whos-next.html. Perhaps all Ms Leyland was doing was questioning the establishment line on the subject. The case of Madeleine McCann is extremely mysterious and controversial and the attitude of Madeleine's mother and father, Kate and Gerry McCann, indicates that they have some explaining to do. There are an almost unbelievable anomalies in the official story and the investigative practice into the girl's supposed kidnapping in May 2007. Richard D Hall has recently produced a three-hour film and has been delivering some live lectures on the subject of Madeleine McCann, see here for details: http://hpanwo-voice.blogspot.co.uk/2014/08/richplanet-live-in-london.html. I'm not yet suggesting that there was necessarily foul play involved in the death of Brenda Leyland, but it still behooves us to keep an eye on this story in case any more information comes to light.

Don Philips and Steve Mera Hangout

I have hosted a brief hangout with the paranormal investigators Don Philips and Steve Mera about a new TV programme they were working on together, see: https://www.youtube.com/watch?v=vm8owjO0xwA. The programme- Phenomena- a Journey into the Unknown will be a five-part series marketed for prime time mainstream television. Unlike most TV shows about the paranormal, Phenomena is intended to be an honest and scientific study of ghosts and associated matters. Don and Steve are determined to keep and fakery and sensationalism out of their production and give the viewer a brand new experience that will get them thinking, rather than just hiding behind the settee. Phenomena will bring the supernatural into the twenty-first century where it is treated as a sensible hypothesis which the viewer can analyse rationally and respectfully. As regular HPANWO-readers will know, I am very dubious about mainstream television's willingness and ability to portray subjects like this fairly and honestly, but I have no doubt in the integrity of Don and Steve, and that they will not compromise it for the sake of airtime and ratings. If Phenomena does hit the screens, then it will be in the form that those two men want.

See here for a HPANWO Radio with Don: http://hpanwo-radio.blogspot.co.uk/2014/02/programme-76-podcast-don-philips.html.

And here for a HPANWO TV interview with Steve: https://www.youtube.com/watch?v=U81u057HVK8.

Alan Henning Killed

A breaking news story on the BBC last night announced that: "A video purporting to show UK hostage Alan Henning being beheaded has been released by Islamic State militants" (My emphasis), see: http://www.bbc.co.uk/news/uk-29485405. The BBC are showing uncharacteristic hesitancy over this new breed of propaganda they've been told to broadcast. Even that great revolutionary Bohemian pamphlet The Daily Telegraph displayed some caution when the videos of the identical style murders of James Foley and David Haines were released. Sadly Alan Henning probably is dead, but was he really manually decapitated while kneeling in his Guantanamo Bay day-glow orange slacks? He was a humanitarian aid worker who was moved to act by the terrible suffering of the Syrian refugees fleeing from the civil war that has been raging in their country for several years. However forensic analysis of the videos so far uploaded to the internet by the Islamic State are far from conclusive. Why would somebody fake a video of a man having his head cut off? In a nutshell- shock and awe, not for the people of Iraq, but for those in the West. This latest chapter in the War on Terror opened with the emergence of a brand new bete noire to stock the hate fest: a group of black-shrouded ghouls known by several names: "ISIL", "ISIS" and most recently, "Islamic State"- IS. The news has reported that IS are "well-funded" without asking who might be doing the funding. Most emergent guerilla powers in the world have to scavenge and improvise as they expand, wearing their own clothes, using captured enemy weapons and adapting vehicles they seize in their occupied territories. However IS wear standard issue uniforms and are equipped with new-looking weapons and equipment, more like a modern regular army. They drive round in brand new Toyota 4X4 pick-up trucks with custom made turrets for heavy machine guns. There are pictures of these vehicles parading like a column of tanks, all brand shiny and new off the line. The image of the murder, whether real or not, was shot on high quality digital cameras from two angles. Despite the fact that this was an outdoor shot in the hot desert sun, the lighting is perfect without any silhouettes. The most alarming factor in the equation is that this is terrorism with a British touch. The veiled killer speaks perfect English with a black London accent, although his voice sounds modulated for some reason. There have been several more news stories claiming that MI5 are "closing in" on the perpetrator; perhaps they should check their own personnel files.

The level of disinformation and visual rhetoric in this new media offensive is totally different to anything we've ever seen before. It's far more brazen and cartoonish than the stories that came out of the Iraq and Afghanistan invasion. The IS killers are almost perfect spoof caricatures, straight out of a Jim Abrahams film. They're only one of a number of similar organizations that have popped up in various parts of the Third World like Al-Shabab and Boko Haram. Where are all these lunatics coming from? Did huge numbers of people just wake up one morning and decide to become Wahhabist Muslims? Did they then accidentally find some lost wallet containing enough cash for all the weapons and military training they needed? Or is this whole business a massive government false flag psyop, a long drawn out, worldwide 9/11? Which is more likely? The results that have been milked from it are also similar to that of 9/11: a new phase of this global, eternal, unwinnable war against this phantom enemy, this collective Emmanuel Goldstein brandishing Korans. Even the Prime Minster David Cameron admitted that we will be at war for "generations". Some military analysts are already calling it "World War 4", the Cold War being WW3. And on the domestic front, we have new Big Brother laws and practices, the possibility of passports being withdrawn and British citizens being impounded abroad without charge or trial, see: http://hpanwo-voice.blogspot.co.uk/2014/08/cameron-locks-out-british-jihadists.html. Cameron has also announced at the United Nations that those who "believe in conspiracy theories" about 9/11 and 7/7 are anti-Semites, IS-supporters and even equated to terrorists ourselves, see: https://www.youtube.com/watch?v=SOdDu6J0B1I. As Mark Dice points out, this is not only false and slanderous, it could set a highly dangerous legal precedent leading to the establishment of official Orwellian Thoughtcrime. With his typical dedicated flair, my friend and fellow researcher Nick Kollerstrom decided therefore to hand himself into the police, see: http://www.youtube.com/watch?v=UbzkF-TWIFw. I don't know where this is all going to lead, but it scares me; and it should scare us all. As always though, the success or failure of this evil venture is totally dependent on our reaction to it, whether we trust the government, whether we believe the lies, psychological warfare and misinformation... or not.

See here for background: http://hpanwo-voice.blogspot.co.uk/2014/08/chris-spivey-arrest-whos-next.html.

And: http://hpanwo-voice.blogspot.co.uk/2014/02/lee-rigby-patsies-get-life.html.

And: http://hpanwo-voice.blogspot.co.uk/2013/08/engineered-islam.html.

Black-Eyed Kids UK

Paranormal phenomena come in many different varieties, from UFO's to ghosts to Bigfoot and more. For most people interested in these things, we are deeply curious about them, but not really afraid. Surely, don't we know even better than most that the horror stories based on the paranormal are total fiction and that the real supernatural can't do any harm? Unfortunately this is not the case. Some aspects of the paranormal are frightening and dangerous and the subject must be entered into with caution. Real horror stories do happen and one of the most alarming of all is the phenomenon of black-eyed children. This is a fairly recent development in the files of the fantastic and the first investigations into it began in the 1990's, mostly in the USA, although reports go back some years before then and in other parts of the world, as we'll see. A typical encounter goes thus: the witness' doorbell rings and she goes to answer it. Standing there is a child aged between eight and thirteen. The child immediately asks: "Can I come in? I need a drink of water." or "Can I come in and use your phone please? I won't be very long." The witness is overcome with very powerful and mixed feelings; on the one hand, a terrible maddening fear of the child, but also an almost overwhelming urge to agree to the child's request. The apparitions in these cases look like ordinary children, in the sense that they have a human body and voice and wear ordinary clothes, if usually very casual, colourless and drab. Their hair is often reported to be long and bedraggled. Their skin is often strangely pallid, unnaturally so. As you'll guess from the name, the most remarkable feature of the black-eyed children is that their eyeballs are totally black. Not just that they have a black iris or dilated pupils, but that the entire cornea where the whites, pupils and iris usually are is a deep homogenous black. The identities of the children are always unknown to the witness and also everybody in the community in which they emerge. When they walk away from the scene their subsequent movements can never be traced. They also sometimes approach people in parked cars or walk up to them in public places. Usually it's just a single entity, but they occasionally appear in pairs. Groups of more than two are extremely rare, but not unheard of.

I've included an incident like this in my new (and so far unfinished) novel The Obscurati Chronicles. Here's an extract:

    Bing bong! The doorbell rang. Glyn stood up and started walking over towards the door of the lounge when he froze. He almost yelped aloud as an inexplicable and sourceless wave of terror flooded over him. He stopped dead in his tracks.

    Bing Bong!

    Glyn trembled.

His sudden attack of fear confused him. “What the hell’s the matter?” he mumbled to himself aloud.

    Bing Bong!

    There was a shorter pause between the second and third ring than there was between the first and second, as if the caller was impatient and their business urgent. Glyn had to force himself to move; he entered the hallway and stared at the front door ahead of him. Through the panes on the door and around the frame he could see a small, slender human figure, distorted by the frosted glass. Glyn's hand shook as he reached for the latch to open the door. He fought the powerful urge not to open the door, rotated the latch and pulled.

    A boy of about ten years old stood on the doorstep. He had scruffy black hair and wore a nondescript faded blue jacket and jeans. His skin was very pasty white and his face carried no expression. It took Glyn several moments to notice something very obviously wrong with him. His eyes were completely black; not just in the sense of a black iris, but his entire eyeball. Everything between his eyelids was a featureless black, empty void. Glyn froze and stared.

    "Can I come in please?" the boy said. His voice was flat and monotone, almost mechanical like a computer-generated voice. "Can I come in and have a drink of water?"

    Afterwards, when Glyn was remembering this incident, he had trouble recalling and understanding what went on in his mind at that moment. As his eyes met the black voids where the eyes of the boy should have been his willpower diverged into two separate forces each motivated differently. One side of himself felt a deep sense sympathy and pity for the child, a longing to invite him inside and give him whatever he wanted. The other felt an overwhelming and incomprehensible horror, disgust and repulsion. These two temporary distorted manifestations of Glyn's consciousness battled each other inside his brain.

    "Can I come in please? I need to use your phone. It won't take long."

    The door felt as if it weighed ten tons, but Glyn managed to get it shut. As soon as his eye contact with the boy was broken so was the strange mental spell he was under. He ran into the kitchen and screamed aloud with terror. He blundered straight into the table, bashing his ribs which were still bruised, and turned around, pressing his back to it. The shape of the boy through the frosted glass of the door was still visible. Glyn's heart thundered in his chest like a pile driver; his breathing came in gasps. After a few minutes he saw the shape of the boy move away from the door. Glyn slowly tip-toed into the lounge and peered out of the bay window. The boy was still there. He was outside the house uncertainly walking away. The moment Glyn spotted him the boy turned his head and stared back at Glyn, even though it should have been impossible for anybody to see anything inside through the Dutch crocheted netting Glyn's mother has put up over the windows. But somehow the boy sensed Glyn's eyes on him.

    Glyn screamed again and pounded upstairs to his own bedroom at the rear of the house. He slammed the door and leaned against it. For a few minutes he just stood there, panting and weeping with fear. Every time he thought of the face of that little boy he almost yelled aloud in fright again. He half expected him to burst out of the wardrobe in his room. It was about half an hour later that Glyn emerged from his room. He made his way along the landing to his parent's bedroom at the front of the house and nervously peeped down at the street between the closed curtains. The mysterious boy was nowhere to be seen. A postman rode by on his bike and several cars passed; everything was normal.

See here for the full segment: http://hpanwo-bb.blogspot.co.uk/2013/01/the-obscurati-chronicles-part-16_25.html.

Who are these black-eyed kids? Some researchers have tried to connect them with aliens, ghosts, secret government human experimentation, hybrids etc, but none of these fit. There are some similarities to men-in-black encounters, but even this is only moderate. They're a unique as well as very emergent phenomenon, possibly some kind of demonic intrusion, or maybe what Muslims call the "Djinn". What strikes me when I read these reports is that in every single instance the witness does not comply with the child's request. This leads one to the chilling question of whether this means that there were those who did let the children in... and they're no longer around to tell the tale. Some Skeptics claim that the black-eyed kids are simply ordinary children who are lost or homeless; or maybe ill, hence their unhealthy demeanour. The black-eyes are simply a dazed, sickly and feverish look that the witnesses have exaggerated. I doubt this very much because the reports are perfectly clear and many different ones match up. These children's eyes are not just dull or bleary, they're totally black. As I said, investigators began by focusing on the American cases from the 1990's, but as if often the case with the paranormal, they've turned out to be a little older and far more widespread than was previously supposed. In fact there's was very interesting incident in the 1980's; and not in the United States either, but right here in Britain. The location was Cannock Chase in Staffordshire, a famous nature reserve and beauty-spot, and also a long reputed haunt of phantom black dogs, UFO's, cryptids and alien big cats. Lee Brickley, the author of the book UFO's Werewolves and the Pig-Man, Exploring England's Strangest Location- Cannock Chase, says that his aunt encountered a black-eyed girl on Cannock Chase in 1982, see: http://www.birminghammail.co.uk/news/midlands-news/black-eyed-child-returns-haunt-7846214. Last July a woman who lives in the area contacted him claiming that she'd seen the same back-eyed girl again in very similar circumstances, see: http://leebrickley.weebly.com/1/post/2013/07/cannock-chase-sees-the-return-of-black-eyed-children.html. Brickley states that the fact that this entity appears in daylight hours makes it different from the black-eyed children phenomenon reported in America. There are other differences as well, such as the loud voice of the entity and the manner that it runs away. Another Skeptic theory is that this is all a big prank being played on us by children wearing sclera contacts; this is rather like a contact lens except that it covers the entire exposed eyeball and can be decorated in various ways. These contacts have often been used in the movies and completely black ones are available. This pop video is a good example of how black sclera contacts can be used: https://www.youtube.com/watch?v=8Uee_mcxvrw. That's pretty implausible when you factor in all the other features of the experience. I don't know what the black-eyed kids are. I'd like to find out, however this is one paranormal phenomenon I'd rather not learn about through first-hand experience.

Mortgages not Owed to Banks

I recently came across this very revealing article in the Irish Examiner: http://www.irishexaminer.com/viewpoints/yourview/banks-have-already-been-paid-for-mortgages-261658.html#.VAToyGU3blo.twitter. Ireland is a nation hit incredibly hard by the financial crisis of the last few years and because of the suffering resulting from that, this news is urgent. Like much of the workings of the modern financial system, this one is very complex, contradictory and counter-intuitive. It's similar to what I've discussed before about the way debt is being bought and sold, essentially being treated as if it were capital, see: http://hpanwo-tv.blogspot.co.uk/2014/01/give-me-back-my-debt.html. It's been known by most people in the conspiratorial community that banks create funds to lend their customers out of a fractional reserve pool that is not backed up by any real wealth, in fact the vast majority of economic activity in the world consists of shuffling these various pots of fresh air fiat currency. However this article claims that banks don't even do the creating; an "investor" covers the entire process and buys it off the lender in its entirety. This is called "securitization" and it has been widely criticized for several reasons, including the one in the source article. It turns out that banks are no more than a middle man for money to be paid to the investors, who sold the banks the debt for that reason; it's not unlike the system of "credit bonds" that my erstwhile mobile phone company dragged me into without my consent, see link above. The bank keeps the money it earned off the securitization sale no matter what happens. The investor just scrapes off the interest and that's how they earn a living off the scheme.

This means that the banks are lying, in every sense of the word, when they claim to have gone bust and need bailing out. In fact it's worse even than that; the investor always pays a surcharge on the sale which means the banks make a profit off the investor with every mortgage they lend. The most despicable part of this fraud is when these banks repossess the homes of mortgage defaulters as collateral. How can they possibly justify that when somebody else has already paid them back on the lenders' behalf? This miasma of oxymoron and embezzlement cannot carry on for much longer. Those behind the scam know this and that's why I think we're heading towards some kind of mass economic overhaul. A currency reset is one part of this, and I'll be writing some more about that subject in the coming weeks and months.

See here for background: http://hpanwo-voice.blogspot.co.uk/2014/06/max-keiser-in-parliament.html.

And: http://hpanwo-voice.blogspot.co.uk/2014/03/trans-pacific-partnership.html.

And: http://hpanwo-voice.blogspot.co.uk/2014/01/world-bank-whistleblower.html.